Wow 4 months behind on mortgage, 6 months behind on home equity, 2 months + behind on everything else, septic backs up costs 2000 for a "bandaid" 40000 to replace 4 daughters no money every day brings another disaster. Both cars ready to give out.
DJF-
First of all, you're not a loser. You are like many other's out there, trying to live the "American Dream". Unfortunately, you happen to be living in "A Recession", but they might as well call it a Depression. Because that's how everyone feels right now- you're not alone.
Is there anyone in your family that can help ease your financial burden? Parents, siblings, friends?
I just heard something on the news about banks in some states that would offer some sort of "reverse mortgage" type of deal on people about to foreclose- you sign over your deed to the bank and then you make a lower mortgage payment to them? They in return try to sell your house to someone else with the theory that it is a sound "rental" with tenants... I don't know, it seemed like a better option than being foreclosed on and in the street?
In any case, we are all here commiserating-
Keep us posted-
Good luck and keep up hope!
Cursed
First of all, you're not a loser. You are like many other's out there, trying to live the "American Dream". Unfortunately, you happen to be living in "A Recession", but they might as well call it a Depression. Because that's how everyone feels right now- you're not alone.
Is there anyone in your family that can help ease your financial burden? Parents, siblings, friends?
I just heard something on the news about banks in some states that would offer some sort of "reverse mortgage" type of deal on people about to foreclose- you sign over your deed to the bank and then you make a lower mortgage payment to them? They in return try to sell your house to someone else with the theory that it is a sound "rental" with tenants... I don't know, it seemed like a better option than being foreclosed on and in the street?
In any case, we are all here commiserating-
Keep us posted-
Good luck and keep up hope!
Cursed
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